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Second-To-Die Policy in Austin, TX and Round Rock, TX

ENSURE THE FUTURE OF YOUR ESTATE

Between physical assets and financial successes, there are many things that married couples share. The Butler Agency knows that couples today can accumulate wealth and assets that can mean hefty estate taxes in the event of either spouse’s passing. A second-to-die policy, also known as survivorship insurance, is a type of joint insurance that covers the lives of two people, usually married couples, where the death benefit is not paid until the death of the second insured person.

Under federal tax law*, you are permitted to leave an unlimited amount of personal assets to the surviving spouse, allowing you to postpone estate taxes until the death of the second spouse. While this lets you keep personal assets, such as home or business, within the family, it also means that your beneficiaries may be faced with paying a large estate tax after your passing.

A second-to-die policy from The Butler Agency gives your beneficiaries the means to pay off your estate taxes without having to liquidate the personal assets you’ve worked hard to attain. And because the policy insures more than one person, you may also enjoy a lower premium, and the total cost of the insurance may be cheaper than the estate taxes your beneficiaries will be liable to pay.

Due to the specialized nature of second-to-die insurance, some limitations may apply. It’s important to discuss your options with an insurance specialist from The Butler Agency to determine the right amount coverage for you and your family.

*Federal income tax laws are complex and subject to change. Neither Nationwide nor its representatives give legal or tax advice. Please consult your attorney or tax advisor for answers to specific questions.

NFW-7753AO (02/18)

Our Locations

The Butler Agency - New Braunfels

781 TX-337 Loop
New Braunfels, TX 78130
Main office: 830-627-3264

The Butler Agency - Bee Cave

12600 Hill Country Blvd, Suite R-275
Bee Cave, TX 78738
Main office: 512-213-1131
Toll free: 866-837-9480
Fax: 512-328-8787

The Butler Agency - Englewood

9800 Mount Pyramid Court #400
Englewood , CO 80112
Main office: 866-837-9480

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